About Carpay — Built by a BHPH Dealer, for BHPH Dealers

About Carpay

We're a BHPH company.

There's a reason Carpay has earned thousands of five-star reviews: we've spent more than a decade focused on one thing. Buy Here Pay Here. We don't divide our attention across industries, which means we can obsess over the details that matter to our dealers.

Founder story

We built the software I wished I had.

I started a buy-here-pay-here dealership when I was 18. It didn't take long to realize something:

Collecting payments wasn't one part of the business—it was the business.

I spent my days chasing people down, taking payments over the phone, and asking customers to come into the dealership during business hours just to pay a bill. Shockingly, making people drive to the dealership just to hand us money wasn't very popular.

So I built a simple way for customers to pay from their phone, whenever they wanted.

That became Carpay.

Today, Carpay has processed more than $1 billion in BHPH payments. That's obviously cool. But if you ask me what I'm actually proud of, it's that we've built software dealers genuinely like using. We still sweat the details because we know what it's like to sit on the other side of the desk.

We're still a BHPH company at heart. We know the business, we care about the details, and we love building products we're proud to put our name on.

Brandon Cavalier
Co-founder & CEO

By the numbers

Ten years inside BHPH.

Without BHPH dealers, over one million American families would be without a car. It's an important service, and we're passionate about supporting the dealers in whatever way we can.
BRANDON CAVALIER · CO-FOUNDER AND CEO

The team

Meet the 22 people behind Carpay.

A small but mighty team who loves working with BHPH dealers.

Dennis Bennett
Regional Sales Rep
Favorite Hobby: Georgia Bulldogs

Katie Brown
Head of Support & Success
Favorite Hobby: Beach & Reading

Brandon Cavalier
Co-Founder & CEO
Favorite Hobby: Surfing

Jessica Cavalier
Director of Finance
Favorite Hobby: Yoga

Daniel Da Silva
Senior Software Engineer
Favorite Hobby: Guitar

Matt Darling
VP of Revenue
Favorite Hobby: Coaching Gymnastics

Florencia Fridrich
Customer Support Specialist
Favorite Hobby: Beach Sunsets

Luiz Gama
Lead Engineer
Favorite Hobby: Beach Tennis

Wesley Guedes
Software Engineer
Favorite Hobby: American Football

Kara Harman
Executive Assistant
Favorite Hobby: Learning to Make Stuff

Steven Kaats
Product Manager
Favorite Hobby: Golf

Karine Wandy
Product Owner
Favorite Hobby: CrossFit

Kathryn Kirchner
Customer Success Manager
Favorite Hobby: Boise State Games

Debra McElwee
Senior SDR
Favorite Hobby: Reading

Daniel Moore
Data Quality Engineer
Favorite Hobby: Off-Roading

Rocio Sanchez
Marketing Manager
Favorite Hobby: Basketball

Kelwin Savoia
Software Engineer
Favorite Hobby: Eating

Joanna Slate
VP, Operations
Favorite Hobby: Traveling

Eric Smith
Dealer Strategy Team
Favorite Hobby: Surfing

Myles Stevenson
Data Quality Manager
Favorite Hobby: Wakeboarding

Nick Swezey
CO-FOUNDER & SYSTEMS ENGINEER
Favorite Hobby: Filmmaking

Steve Woodland
Director of Strategic Accounts
Favorite Hobby: Combat Training

Ready to see Carpay in action?

Schedule a 30-minute demo. We'll walk through how Carpay works inside a BHPH dealership and answer your questions.

Schedule a demo or call 877-388-4265.