# Managing autopay

How to manage autopay, including where to find autopay settings and how to start or cancel automatic payments.

February 5, 2026

## What is autopay?

Autopay lets you schedule automatic payments so you don’t have to make payments manually each time. Once autopay is set up, payments will be drafted automatically on your scheduled date.

## How to manage autopay

You can manage autopay from the **Carpay web portal** or the **Carpay mobile app**.

### Step 1: Log in to your Carpay account

Log in to your Carpay account using a [web browser](https://pay.carpay.com/) or the mobile app.

### Step 2: Go to account settings

From your account dashboard, select **Account Settings** at the top of the screen.

This is where you can view, update, or cancel your autopay setup.

**You must register your account with Carpay** to access settings or autopay options. Logging in as a guest will **not** allow you to control these options.

## Setting up autopay

If you don’t already have autopay enabled:

1. Go to **Account Settings**.
2. Select **Autopay** or **Payment Settings**.
3. Choose your payment method (debit or credit card).
4. Save your changes.

Once saved, payments will automatically draft based on your loan schedule.

## Canceling autopay

To stop autopay:

1. Go to **Account Settings**.
2. Select your active AutoPay schedule.
3. Choose **Cancel Autopay**.
4. Confirm the cancellation.

Once canceled, future payments will no longer be drafted automatically.

## Important things to know

- Autopay **does not add extra fees** to your recurring payments.
- You can still make **one-time payments** even if autopay is enabled.
- You can cancel autopay at any time.

## Tips for using autopay

- Make sure your payment method is up to date to avoid declined payments.
- Watch for payment confirmation messages after each draft.
- If your due date changes, your autopay schedule may also change.